Author: hkchacha

BASSETERRE, KN – 10/03/2026 – (SeaPRwire) – As digital assets, traditional banking services, and global payment networks continue to evolve independently, individuals and businesses that operate internationally often face a fragmented financial landscape. Addressing this challenge, the VALYGO platform has officially launched, introducing a unified financial environment designed to consolidate multiple financial functions into a single operational framework. Modern financial activity frequently requires users to rely on separate systems for cryptocurrency management, fiat transactions, payment processing, and cross-border transfers. This fragmentation can slow financial operations, create administrative complexity, and increase operational friction for professionals and companies conducting business across multiple jurisdictions. VALYGO enters this space with the goal of simplifying financial workflows by bringing these capabilities together within one structured platform. A Platform Designed Around Real Financial Workflows Rather than focusing on a single financial service, VALYGO has been designed around the way individuals and businesses interact with money in real-world scenarios. The platform enables users to operate within a connected account environment where several financial functions can coexist and interact. Through the platform, users are able to manage digital assets alongside supported fiat services, conduct card-based transactions both online and at physical merchants, and execute cross-border transfers without relying on multiple external systems. In addition, supported ATM access provides another method for interacting with funds. By integrating these services into one platform environment, VALYGO aims to reduce the need for users to shift between different tools and platforms, helping create greater continuity in everyday financial activity. Supporting Cross-Border Financial Participants The platform has been developed with internationally active users in mind. Freelancers who invoice clients abroad, remote professionals earning income from multiple regions, and businesses maintaining relationships with clients across different countries often require financial infrastructure capable of supporting complex payment flows. VALYGO’s structure seeks to address these needs by providing an operational environment where payments, asset management, and account access can function within a single system. Individuals who frequently interact with both cryptocurrency and traditional financial services may also find value in the platform’s integrated structure. Flexible Account Models for Different Operational Needs Recognizing that users operate at varying scales, VALYGO offers multiple account tiers designed to accommodate different levels of financial activity. This structured approach allows participants to select an account model aligned with their operational requirements. Entry-level access is available for users with more basic needs, while higher-tier accounts provide expanded functionality and may involve participation through the VYO ecosystem component. By offering tiered access, the platform seeks to provide scalability without imposing identical requirements on all participants. VYO Utility Within the Platform Ecosystem Within the VALYGO ecosystem, VYO functions as a utility component connected to platform participation. Its use cases include enabling access to certain account tiers, supporting staking participation, and linking token utility with platform functionality. Rather than existing independently from the platform environment, VYO is designed to operate as part of the broader ecosystem infrastructure, aligning user participation with the system’s operational structure. Transitioning from Development to Active Use With the platform now live, users are able to engage with VALYGO under real operating conditions. The launch represents the transition from development and system design to practical usage. While future updates and improvements may continue as the platform evolves, the current release establishes the foundation for users to interact with a financial environment that brings together digital assets, payment tools, and supported fiat services within a single operational framework. A Unified Operational Layer for Modern Finance VALYGO does not position itself as a traditional bank replacement, a trading platform, or solely a cryptocurrency wallet. Instead, it presents itself as an integrated operational layer intended to connect several financial functions—ranging from crypto access and supported fiat services to payment infrastructure and account management—within one unified environment.

PALO ALTO, CA – 14/03/2026 – (SeaPRwire) – Clockwork.io has announced the general availability of TorchPass Workload Fault Tolerance, a new capability designed to improve resilience in large-scale artificial intelligence training environments. The software-based solution aims to reduce the operational disruption and financial losses associated with infrastructure failures in distributed GPU clusters. TorchPass is delivered as a core feature within the Clockwork.io FleetIQ platform. The technology applies the company’s Software-Driven AI Fabrics architecture to distributed training workloads, enabling systems to continue operating even when GPU hardware, network links, or cluster nodes encounter failures. By leveraging Live GPU Migration, the platform can transparently shift active training workloads to available resources without requiring job restarts or checkpoint recovery. According to Suresh Vasudevan, the cost of infrastructure interruptions has become a growing challenge for organizations investing heavily in AI computing resources. “Companies are investing billions in next-generation accelerators, yet distributed AI workloads still lose significant productivity due to avoidable infrastructure faults,” Vasudevan said. “TorchPass was designed to address that gap by allowing training workloads to continue operating through failures rather than forcing expensive restarts.” Industry observers have also noted that reliability becomes increasingly difficult as AI clusters scale. Dylan Patel said that maintaining continuity across large GPU deployments is becoming critical as new hardware architectures increase cluster density. “As systems scale to larger compute domains, even minor errors—such as a single GPU failure or a network disruption—can terminate an entire training run,” Patel said. “Technologies like TorchPass help maintain utilization by enabling transparent failover and live workload migration.” Addressing Reliability Challenges in Distributed AI Training Distributed AI training is widely recognized as one of the most complex and failure-prone workloads in modern computing infrastructure. Research conducted by Meta FAIR indicates that the mean time to failure decreases sharply as cluster sizes increase. In clusters with more than a thousand GPUs, interruptions can occur within hours, frequently forcing jobs to restart from checkpoints. These interruptions often result in lost compute time and reduced GPU utilization. When failures occur, training systems typically roll back to the latest saved checkpoint, discarding recent progress and requiring additional time to restore workloads. TorchPass is designed to mitigate these inefficiencies by addressing faults proactively and maintaining workload continuity. By reducing restart events and preserving training progress, the system aims to improve cluster utilization and reduce operational overhead for enterprises and AI cloud providers. Live GPU Migration Enables Continuous Training The key mechanism behind TorchPass is Live GPU Migration, which enables affected training processes to move dynamically to spare resources within the cluster when faults occur. The migration process typically completes in approximately three minutes while the overall training workload continues to operate. TorchPass supports three primary resilience scenarios: Unplanned migration, which responds to unexpected failures such as GPU faults, kernel crashes, or power disruptions Pre-emptive migration, triggered by early warning signals including thermal anomalies or ECC memory errors Planned migration, allowing infrastructure maintenance or workload balancing without interrupting training operations According to the company, this approach can reduce wasted training progress by up to 95 percent in certain environments. Independent Testing Highlights Performance Benefits Independent benchmarking conducted by Jordan Nanos evaluated TorchPass in large-scale training scenarios. Testing involved a GPT-scale training workload using a Kubernetes-based cluster equipped with 64 H200 GPUs. The evaluation measured job completion time and model FLOPs utilization against both traditional checkpoint-restart methods and the open-source fault-tolerance framework TorchFT. The results indicated that TorchPass achieved faster recovery after simulated hardware failures while maintaining higher GPU utilization rates. The benchmark also suggested that by improving fault tolerance, organizations may be able to reduce checkpoint frequency in training pipelines. This can enable larger batch sizes, lower memory pressure, and simplified storage management. Financial Impact for Large AI Clusters For operators managing large GPU deployments, improved reliability can translate into significant cost savings. Clockwork.io estimates that in a typical deployment using 2,048 H200 GPUs, TorchPass could recover more than $6 million in annual compute value by preventing wasted GPU hours caused by restart-driven downtime. These savings primarily result from avoiding repeated training interruptions and eliminating idle recovery periods. By maintaining continuous training progress, organizations may also accelerate the time required to complete large model training runs. Supporting Next-Generation AI Infrastructure Clockwork.io positions TorchPass as part of a broader effort to make reliability a software-defined capability within AI infrastructure. This approach is designed to support emerging high-density systems, including architectures built around GPUs such as the NVIDIA GB200 NVL72 and NVIDIA GB300 NVL72. TorchPass expands on the company’s earlier Network Fault Tolerance capabilities, which address network-level disruptions by rerouting traffic around failing links. Together, these technologies form the foundation of Clockwork.io’s Software-Driven AI Fabric, a vendor-neutral software layer designed to coordinate compute, network, and storage resources across large AI clusters. The goal is to enable operators to run heterogeneous infrastructure as a unified system while maintaining predictable performance and high utilization. Clockwork.io will present TorchPass during the upcoming NVIDIA GTC conference from March 16 to 19. About Clockwork.io Clockwork.io develops Software-Driven AI Fabrics, a programmable software layer designed to improve observability, determinism, and fault tolerance in large-scale AI clusters. Its FleetIQ platform enables enterprises to train and operate complex AI workloads while maintaining high infrastructure utilization. Organizations including Uber, Wells Fargo, Nebius, and Nscale use Clockwork.io technologies to support AI infrastructure operations.

On March 18, Hong Kong International Film & TV Market (FILMART) – Asia’s largest film and television trade market-was teeming with activity. Amidst the bustling halls, Huace Group booth drew a diverse international crowd, captivated by the “Oriental scroll” unfolding on screen: the historical Chinese drama Swords into Plowshares, which is currently sweeping the globe. During the market, Huace Group presented a slate of key series including Swords into Plowshares, The Heir, and War and People. The creative team behind Swords into Plowshares also made intensive appearances at several high-profile events. Since its January debut, the series has reached 73 countries and regions in over 11 languages, and becoming a phenomenal start for Chinese content exports in 2026. A Single Series Sparks Tourism in Multiple Cities CEO of Huace Group Invites Viewers: “Travel China with Swords into Plowshares” “I warmly invite global audiences to visit Zhejiang, to recognize the beauty of China appears in Swords into Plowshares, walking the landscapes and feeling China through the series’ poetic imagery and moving stories,” CEO of Huace Group, Fu Binxing said in a keynote address at the “Forum on International Comminication Cooperation and Innovation for a New Vision” on March 17, extending a heartfelt invitation to the show’s global viewers. Set in the same era when Otto I was campaigning in Italy to establish the Holy Roman Empire in the West, China in the East was also mired in the turmoil of the Five Dynasties and Ten Kingdoms. Swords into Plowshares follows three young heroes who meet amid the chaos—Qian Hongshu, Zhao Kuangyin, and Guo Rong—each enduring war and separation, steadfastly fulfilling their duties, presenting a panoramic portrait of war and peace of ancient China. This invitation from the CEO of Huace Group stems from the unprecedented cultural tourism trend sparked by the show. As the drama gained popularity, it triggered a “one show, multiple cities” phenomenon across Zhejiang and the rest of China. Cities featured in the plot, such as Hangzhou, Taizhou, Taiyuan, and Kaifeng, have seen a massive influx of tourists, allowing audiences to step off the screen and into the scenery to experience a thousand-year-old vision of peace. “When Hearts Connect, Stories Resonate” Decoding the Global Success of Swords into Plowshares Since its January premiere, Swords into Plowshares has debuted on over 12 major international platforms, covering 73 countries and regions. On YouTube, it has surpassed 10 million views with total exposure exceeding 100 million, successfully breaking through cultural barriers. The series has also received high industry praise at international festivals in Cannes, Tokyo, and Singapore, marking a successful transition from merely “going abroad” to “going deep” into local markets. Wang Yan, the Producer of Swords into Plowshares, provided an in-depth look at how the series achieved such global resonance. She noted that from the project’s inception, the focus was on international positioning: creating a high-quality, international historical epic. The production utilized 8K standards and ultra-high-definition technology, with a professional cast of over 200 actors meticulously matched to their roles. “Everything was done for one purpose: to allow everyone to have an immersive experience,” she said. “Only when we believe in it and enter that world ourselves can the audience be drawn into the story”. Wang Yan believes that while technology is the shell, the core remains key. The title Swords into Plowshares captures the “soul” of the show, expressing a desire for peace over conflict. This compassion for life and longing for peace are universal human emotions. “Ultimately, international expression isn’t about simplifying history; it’s about excavating the essential, shared emotions of humanity,” Wang Yan said. One overseas viewer commented, “To understand the past is to see the future clearly”. By tapping into these deep layers, cultural barriers are dismantled: “When hearts connect, stories resonate”. Huace Group Releases 2026 Line-up Bringing More Chinese Stories Across the Seas The global journey of Swords into Plowshares is far from over. During this FILMART, Huace Group booth hosted over a hundred meetings with overseas buyers from North America, Japan, South Korea, Singapore, Vietnam, Thailand, and the Philippines. Several international platforms reached new cooperations on-site, further strengthening the global distribution network of Huace Group. The global influence of Swords into Plowshares is part of a broader trend. Huace Group has long pursued a “China Wave” strategy, having distributed nearly 180,000 hours of content to over 200 countries and regions. Its self-operated Huace multi-channel network covers 20 languages with over 58 million overseas subscribers. Other recent global successes include Meet Yourself, which brought the “healing breeze” of Dali to the world; Flourished Peony, which captivated audiences with its exquisite Oriental aesthetics; and contemporary dramas like Go Ahead, which showcase the lives of modern Chinese youth. On the evening of March 18, Huace Group held its “Unound Stories, New Experiences” networking event in Hong Kong, attended by nearly 200 representatives from global media and film institutions. The event featured a heavyweight release of key drama projects, including Swords into Plowshares, The Heir, Sentencing, You are My Fateful Love, Blossom, I Live in Your Time, Now or Never, The Garden of Missing Paths, War and People, and A Simply Jane. Additionally, Huace Group plans to launch over ten mid-to-short-form series such as Zizhi Tongjian and Journey to the West, while actively applying AIGC to explore new paradigms of human-machine collaborative creation. From historical epics to modern realism, and from premium long-form series to innovative content formats, Huace Group is driven by “premium content” and “technological empowerment”. This dual engine is building a new pattern of international communication—moving from “going global” to “going in” and finally “integrating in”. As Fu Binxing stated at the forum: “Huace Group is willing to work with the utmost sincerity to invite global creators, tech companies, platforms, and investors to build a ‘Smart Cultural & Creative Community.’ Let more Chinese stories carrying shared human emotions fly to every corner of the world on the wings of innovative technology”

SINGAPORE – March 18, 2026 – (SeaPRwire) – AdsDrama, a digital platform focused on short drama content and online advertising, has introduced an ecosystem designed to integrate content distribution, advertising services, and user participation. The launch comes as short-form video continues to expand globally, shaping how content is consumed and monetized across digital channels. What Is AdsDrama? AdsDrama (https://www.adsdrama.com) is a platform centered on short drama marketing and digital advertising monetization. It connects content creators, advertisers, and users through a structured system intended to support content distribution and advertising delivery. Unlike traditional content platforms where users primarily consume media, AdsDrama incorporates a participation-based model. Users can engage with certain platform functions related to content promotion and advertising processes. The platform operates through a structured framework designed to simplify user access and participation. User Onboarding New users can register and access an introductory interface that presents the platform’s core features, including its advertising workflows and operational structure. This step is intended to provide a general understanding of how the platform functions. Participation Through Structured Levels After onboarding, users may choose to access different participation levels. Each level provides access to specific platform features, which may include: Defined activity parameters Access to advertising-related tasks System-based allocation of activities The platform indicates that certain processes are managed through internal systems that handle distribution and performance tracking. Automated Advertising System AdsDrama utilizes a data-driven system to distribute short drama content across various digital channels, including: Social media platforms Short video networks Other online content distribution channels The platform states that it applies audience targeting and traffic allocation tools to support content visibility. Revenue Model According to AdsDrama, the platform incorporates multiple revenue streams as part of its business model: Online advertising revenue derived from ad placements and traffic distribution Content monetization, including paid access to selected short drama content Brand collaborations, such as sponsored content and integrations IP commercialization through licensing and content expansion Technology services related to advertising delivery and data optimization The company states that this diversified structure is intended to support ongoing platform development. Key Features of AdsDrama Data-Driven Optimization AdsDrama reports that it uses analytics and performance tracking tools to monitor advertising campaigns and refine delivery strategies. Structured Financial System The platform describes a multi-layer account system designed to manage user balances, which may include: Available balances Processing stages Pending allocations This structure is intended to support internal accounting processes and system organization. Standardized Withdrawal Mechanism AdsDrama indicates that it applies standardized procedures for withdrawals within its operational framework, aiming to streamline processing and reduce administrative complexity. Why AdsDrama Is Growing Industry trends may help explain the emergence of platforms such as AdsDrama: Growth of short-form content, as short video and serialized formats continue to attract broad audiences Expansion of digital advertising, with businesses increasing spending on online channels Gradual shift toward participation-based models, where users engage beyond passive content consumption Is AdsDrama Worth Exploring? AdsDrama may be relevant to individuals and organizations interested in: Digital advertising platforms Content distribution models Emerging forms of online engagement As with any platform, users are encouraged to review publicly available information and consider potential risks before engaging. AdsDrama represents an approach that combines short-form content with digital advertising infrastructure and user-facing features. As the digital media landscape continues to evolve, platforms of this kind reflect ongoing experimentation in content distribution and monetization models. Media contact Brand: AdsDrama LTD Contact: Media team Website: https://www.adsdrama.com

Cyprus, EU, Mar 16, 2026 - March 16, 2026 - (SeaPRwire) - FinHarbor recently announced a major update to its modular fintech infrastructure platform, expanding its crypto-fiat functionality and introducing a deeper orchestration layer across all modules. The updated platform bundles IBAN accounts, card issuing, payments and crypto-fiat exchange into a single stack, reducing typical launch timelines from more than a year to roughly one month. The company positions the platform as a ready-to-deploy foundation for fintech startups, embedded finance teams and licensed institutions that want to bring a financial product to market without building the entire stack internally. The problem it addresses Launching a neobank from scratch is still a long and expensive process. Most teams need 15–20 engineers, more than a year of development, and roughly €1.5–2 million before the first customer can even open an account. FinHarbor's approach is to remove much of that upfront work. The platform comes with core components already integrated: pre-built connectors to banking partners for IBAN and account infrastructure, card processing, payment rails, and crypto wallets. In practice, this means companies can start with a working financial product instead of assembling and connecting multiple vendors themselves. What changed in the new release The main change in the latest version is the introduction of a unified orchestration layer. Earlier versions of the platform offered modular components that could be connected together. The updated release adds a shared data model, a single audit log and compliance logic that operates across all modules. Clients now integrate through one API and operate under a single contract, while still keeping the option to replace individual components if needed. On the crypto side the platform has added extended custody capabilities for clients with specific blockchain integration requirements, broadening the range of supported networks and asset types. The compliance and AML tooling has also been updated, making it easier to configure the system to match each client's internal policies and risk frameworks across different jurisdictions. A recent deployment in four weeks One EU-licensed fintech company recently used the updated platform to launch a full neobank in 28 days, including IBAN accounts, card issuance and crypto-fiat exchange. The first week focused on core infrastructure: setting up the environment, integrating identity verification through SumSub, and connecting to the banking partner's IBAN account infrastructure. During the second week the team activated card issuing and configured the platform's connections to SEPA, SWIFT, and international payment rails provided by the licensed banking partner. The third week introduced the crypto layer – custodial wallets, exchange logic and fiat ramps. The final week was dedicated to integration testing, white-label interface customisation and the production launch. According to the company, the only noticeable delays were related to compliance approvals with the partner bank – a regulatory step rather than a technical limitation. Industry perspective "The new release is based on a simple idea: orchestration matters more than integration,” – said Ilya Podoynitsyn, CEO of FinHarbor. "Connecting APIs from several vendors isn’t the difficult part. The real challenge is making those components behave like a single product – with unified compliance rules, a shared audit trail and enough flexibility to avoid vendor lock-in. That’s the engineering problem we focused on solving.” Compliance and target users The platform includes built-in AML transaction monitoring, sanctions screening and configurable verification tiers. Suspicious activity reports can be generated in formats accepted by regulators, and every system action is recorded in a unified audit log accessible through the admin panel or API. Companies can operate under their own EMI, PI or VASP licence, or work through a licensed banking partner. The platform is designed to support both models and is aligned with regulatory frameworks such as MiCA and DORA. FinHarbor says the platform is primarily aimed at three types of clients: fintech startups launching an MVP, companies adding embedded financial services to an existing product, and regulated institutions – including banks or government organisations – that need on-premise infrastructure. It is best suited for companies looking to launch and iterate quickly on a proven infrastructure, rather than building every component from scratch. About FinHarbor FinHarbor is a technical platform provider for launching compliant, modular financial products – from wallets and neobanks to crypto ramps and OTC desks. Built on years of real-world fintech experience, the platform covers onboarding, compliance, wallets, transactions, cards, and reporting, delivered with a microservice-based architecture (ISO/PCI DSS-certified), a robust API layer, and on-premise or cloud-ready deployment. FinHarbor supports fiat-only, crypto-native, and hybrid business models across markets in Europe, MENA, and beyond. Learn more: www.finharbor.com Social Links LinkedIn: https://www.linkedin.com/company/finharbor/ Blog: https://www.finharbor.com/blog Media contact Brand: FinHarbor Contact: Media team Website: https://www.finharbor.com/

Cyprus, EU, Mar 16, 2026 - March 16, 2026 - (SeaPRwire) - FinHarbor recently announced a major update to its modular fintech infrastructure platform, expanding its crypto-fiat functionality and introducing a deeper orchestration layer across all modules. The updated platform bundles IBAN accounts, card issuing, payments and crypto-fiat exchange into a single stack, reducing typical launch timelines from more than a year to roughly one month. The company positions the platform as a ready-to-deploy foundation for fintech startups, embedded finance teams and licensed institutions that want to bring a financial product to market without building the entire stack internally. The problem it addresses Launching a neobank from scratch is still a long and expensive process. Most teams need 15–20 engineers, more than a year of development, and roughly €1.5–2 million before the first customer can even open an account. FinHarbor's approach is to remove much of that upfront work. The platform comes with core components already integrated: pre-built connectors to banking partners for IBAN and account infrastructure, card processing, payment rails, and crypto wallets. In practice, this means companies can start with a working financial product instead of assembling and connecting multiple vendors themselves. What changed in the new release The main change in the latest version is the introduction of a unified orchestration layer. Earlier versions of the platform offered modular components that could be connected together. The updated release adds a shared data model, a single audit log and compliance logic that operates across all modules. Clients now integrate through one API and operate under a single contract, while still keeping the option to replace individual components if needed. On the crypto side the platform has added extended custody capabilities for clients with specific blockchain integration requirements, broadening the range of supported networks and asset types. The compliance and AML tooling has also been updated, making it easier to configure the system to match each client's internal policies and risk frameworks across different jurisdictions. A recent deployment in four weeks One EU-licensed fintech company recently used the updated platform to launch a full neobank in 28 days, including IBAN accounts, card issuance and crypto-fiat exchange. The first week focused on core infrastructure: setting up the environment, integrating identity verification through SumSub, and connecting to the banking partner's IBAN account infrastructure. During the second week the team activated card issuing and configured the platform's connections to SEPA, SWIFT, and international payment rails provided by the licensed banking partner. The third week introduced the crypto layer – custodial wallets, exchange logic and fiat ramps. The final week was dedicated to integration testing, white-label interface customisation and the production launch. According to the company, the only noticeable delays were related to compliance approvals with the partner bank – a regulatory step rather than a technical limitation. Industry perspective "The new release is based on a simple idea: orchestration matters more than integration,” – said Ilya Podoynitsyn, CEO of FinHarbor. "Connecting APIs from several vendors isn’t the difficult part. The real challenge is making those components behave like a single product – with unified compliance rules, a shared audit trail and enough flexibility to avoid vendor lock-in. That’s the engineering problem we focused on solving.” Compliance and target users The platform includes built-in AML transaction monitoring, sanctions screening and configurable verification tiers. Suspicious activity reports can be generated in formats accepted by regulators, and every system action is recorded in a unified audit log accessible through the admin panel or API. Companies can operate under their own EMI, PI or VASP licence, or work through a licensed banking partner. The platform is designed to support both models and is aligned with regulatory frameworks such as MiCA and DORA. FinHarbor says the platform is primarily aimed at three types of clients: fintech startups launching an MVP, companies adding embedded financial services to an existing product, and regulated institutions – including banks or government organisations – that need on-premise infrastructure. It is best suited for companies looking to launch and iterate quickly on a proven infrastructure, rather than building every component from scratch. About FinHarbor FinHarbor is a technical platform provider for launching compliant, modular financial products – from wallets and neobanks to crypto ramps and OTC desks. Built on years of real-world fintech experience, the platform covers onboarding, compliance, wallets, transactions, cards, and reporting, delivered with a microservice-based architecture (ISO/PCI DSS-certified), a robust API layer, and on-premise or cloud-ready deployment. FinHarbor supports fiat-only, crypto-native, and hybrid business models across markets in Europe, MENA, and beyond. Learn more: www.finharbor.com Social Links LinkedIn: https://www.linkedin.com/company/finharbor/ Blog: https://www.finharbor.com/blog Media contact Brand: FinHarbor Contact: Media team Website: https://www.finharbor.com/

Nicosia, Cyprus – March 17, 2026 – (SeaPRwire) – FinHarbor recently announced a major update to its modular fintech infrastructure platform, expanding its crypto-fiat functionality and introducing a deeper orchestration layer across all modules. The updated platform bundles IBAN accounts, card issuing, payments and crypto-fiat exchange into a single stack, reducing typical launch timelines from more than a year to roughly one month. The company positions the platform as a ready-to-deploy foundation for fintech startups, embedded finance teams and licensed institutions that want to bring a financial product to market without building the entire stack internally. The problem it addresses Launching a neobank from scratch is still a long and expensive process. Most teams need 15–20 engineers, more than a year of development, and roughly €1.5–2 million before the first customer can even open an account. FinHarbor’s approach is to remove much of that upfront work. The platform comes with core components already integrated: pre-built connectors to banking partners for IBAN and account infrastructure, card processing, payment rails, and crypto wallets. In practice, this means companies can start with a working financial product instead of assembling and connecting multiple vendors themselves. What changed in the new release The main change in the latest version is the introduction of a unified orchestration layer. Earlier versions of the platform offered modular components that could be connected together. The updated release adds a shared data model, a single audit log and compliance logic that operates across all modules. Clients now integrate through one API and operate under a single contract, while still keeping the option to replace individual components if needed. On the crypto side the platform has added extended custody capabilities for clients with specific blockchain integration requirements, broadening the range of supported networks and asset types. The compliance and AML tooling has also been updated, making it easier to configure the system to match each client’s internal policies and risk frameworks across different jurisdictions. A recent deployment in four weeks One EU-licensed fintech company recently used the updated platform to launch a full neobank in 28 days, including IBAN accounts, card issuance and crypto-fiat exchange. The first week focused on core infrastructure: setting up the environment, integrating identity verification through SumSub, and connecting to the banking partner’s IBAN account infrastructure. During the second week the team activated card issuing and configured the platform’s connections to SEPA, SWIFT, and international payment rails provided by the licensed banking partner. The third week introduced the crypto layer – custodial wallets, exchange logic and fiat ramps. The final week was dedicated to integration testing, white-label interface customisation and the production launch. According to the company, the only noticeable delays were related to compliance approvals with the partner bank – a regulatory step rather than a technical limitation. Industry perspective “The new release is based on a simple idea: orchestration matters more than integration,” – said Ilya Podoynitsyn, CEO of FinHarbor. “Connecting APIs from several vendors isn’t the difficult part. The real challenge is making those components behave like a single product – with unified compliance rules, a shared audit trail and enough flexibility to avoid vendor lock-in. That’s the engineering problem we focused on solving.” Compliance and target users The platform includes built-in AML transaction monitoring, sanctions screening and configurable verification tiers. Suspicious activity reports can be generated in formats accepted by regulators, and every system action is recorded in a unified audit log accessible through the admin panel or API. Companies can operate under their own EMI, PI or VASP licence, or work through a licensed banking partner. The platform is designed to support both models and is aligned with regulatory frameworks such as MiCA and DORA. FinHarbor says the platform is primarily aimed at three types of clients: fintech startups launching an MVP, companies adding embedded financial services to an existing product, and regulated institutions – including banks or government organisations – that need on-premise infrastructure. It is best suited for companies looking to launch and iterate quickly on a proven infrastructure, rather than building every component from scratch. About FinHarbor FinHarbor is a technical platform provider for launching compliant, modular financial products – from wallets and neobanks to crypto ramps and OTC desks. Built on years of real-world fintech experience, the platform covers onboarding, compliance, wallets, transactions, cards, and reporting, delivered with a microservice-based architecture (ISO/PCI DSS-certified), a robust API layer, and on-premise or cloud-ready deployment. FinHarbor supports fiat-only, crypto-native, and hybrid business models across markets in Europe, MENA, and beyond. Learn more: www.finharbor.com Social Links LinkedIn: https://www.linkedin.com/company/finharbor/ Blog: https://www.finharbor.com/blog Media contact Brand: FinHarbor Contact: Media team Website: https://www.finharbor.com/