2024 Interim Results Highlights:- GWPs increased by 12.8% YoY to RMB76.46 billion;- Insurance revenue increased by 4.4% to RMB31.49 billion;- Net profit attributable to equity owners of the parent increased by 8.6% to RMB3.14 billion;- Embedded value was RMB112.64 billion, up 8.2% from the end of last year on a comparable basis;- The annualised comprehensive investment yield was 7.2% and the annualised total investment yield was 3.6%;- As of the end of June 2024, the number of active customers was approximately 30.784 million.HONG KONG, Aug 28, 2024 - (ACN Newswire via SeaPRwire.com) - Sunshine Insurance Group Company Limited (“Sunshine Insurance” or the “Company”, and its subsidiaries collectively the “Group”; Stock code: 6963.HK) announces the unaudited interim results of the Company and its subsidiaries (the “Group”) for the six months ended 30 June 2024.In the first half of 2024, China’s national economy operated in overall stability, achieving progress amid stability. New growth drivers accelerated, and high-quality development gained new strides. The insurance industry, as an important part of the economic system, exhibited a positive development trend, with supply and demand driving the continuous growth of market size. As the only listed traditional insurance company among the 205 mainland insurance companies established in this century, the Group seized the opportunities arising from economic improvement and the increasing demand for insurance. The Group promoted steady growth across various businesses, continuously enhanced its value creation capability and maintained a good development momentum. During the Reporting Period, the gross written premiums of the Group were RMB76.46 billion, representing a year-on-year increase of 12.8%, and the insurance revenue reached RMB31.49 billion, representing a year-on-year increase of 4.4%. The net profit attributable to equity owners of the parent was RMB3.14 billion, representing a year-on-year increase of 8.6%. The embedded value of the Group was RMB112.64 billion, up 8.2% from the end of the previous year. The annualised total investment yield of 3.6% and annualised comprehensive investment yield of 7.2%. As of the end of June 2024, the Group’s active customers were 30.784 million.The further consolidation of core business realized the leap in its value creation capabilityIn the first half of 2024, the Group firmly adhered to the path of high-quality development and high-value growth, and continued to promote the “New Sunshine Strategy” with “Technological Sunshine”, “Valuable Sunshine” and “Caring Sunshine” as the core. It created the unique core competitiveness of Sunshine through model innovation. As a result, the operating results achieved steady growth, the value creation capability saw a leap, the core competence of the main business of insurance has been further stabilized and enhanced, and the overall market competitiveness of the Group has been effectively improved.In terms of life insurance business, Sunshine Life kept pursuing value-oriented development, steadily implemented the strategy of “New Sunshine”, thereby continuously consolidating the advantage of diversified channel development and achieving initial efforts in the transformation and development of sales-force. Meanwhile, Sunshine Life strengthened the linkage between assets and liabilities, while it also upgraded and optimized product and service system. The operation showed a positive momentum of “steady improvement” and “improving quality while maintaining stability”. During the Reporting Period, GWPs reached RMB51.76 billion, a year-on-year increase of 12.9%; the value of new business was RMB3.75 billion, a year-on-year increase of 39.9%; the GWPs from the individual insurance channel amounted to RMB13.69 billion, a year-on-year growth of 25.5%, of which, FYRPs amounted to RMB3.58 billion, a year-on-year growth of 18.5%; In terms of worksite marketing, FYRPs increased by 42.7% year-on-year. The synergistic development of multiple channels has resulted in rapid growth in overall value, a steady recovery in effective manpower and a sustained increase in agent productivity.In terms of property and casualty insurance business, Sunshine P&C adhered to the development concept of “seeking progress amidst quality”, and solidly pushed forward the implementation of the “New Sunshine” strategy, and continuously consolidated a solid foundation for high-quality development. During the Reporting Period, Sunshine P&C achieved the stable growth of business, continued to optimized its business structure and maintained a good quality. The original premium income (OPI) was RMB24.65 billion, representing a year-on-year increase of 12.4%; the proportion of non-automobile insurance premiums was 46.1%, representing a year-on-year increase of 4.8 percentage points; the proportion of personal vehicle premiums to the automobile insurance was 62.4%, representing a year-on-year increase of 1.5 percentage points. The underwriting combined ratio was 99.1% and the underwriting profit was RMB0.2 billion.In terms of asset management, the Group upholds the philosophy of long-term value investment, and continuously optimizes the asset-liability management system. By harnessing the full-range investment qualifications and diversified investment capabilities, the Company maintains a clear strategic focus to develop the strategic asset allocation. Furthermore, it keeps enhancing its investment research capacity and carry out tactical asset allocation scientifically and flexibly under the premise of strictly managing investment risks, to create long-term, stable, and sustainable investment performance for insurance funds. During the Reporting Period, the Group’s investment performance remained stable. And achieved total investment income of RMB8.33 billion, reflecting a year-on-year increase of 8.2%, with annualised total investment yield of 3.6% and annualised comprehensive investment yield of 7.2%.The digital transformation continued to be deepened with customer experience and operational efficiency improved consistentlyTechnology is a key force in promoting the development of the financial industry and an important source of power for economic development. During the Reporting Period, in order to improve customer experience, improve operational efficiency and management, the Company made great efforts on “artificial intelligence+”, achieved breakthroughs in AI applications in key areas, and continued to deepen its digital transformation.In terms of sales support, it optimized and upgraded the property and casualty insurance as well as life insurance sales management platform. The property insurance set up a fully online closed-loop process for main non-automobile products from quotes to issuance, improved the digital closed-loop of marketing activities and empowered the per capita productivity improvement and efficiency. The life insurance “Know Your Insurance ” assisted agents in providing customers with coverage planning and product recommendations. In terms of customer service, the Group continuously improved its online customer service platform. The online rate of property insurance value-added service reached 96.3%. The online rate of life insurance preservation services was 96.4%. In terms of management empowerment, the Group built an intelligent risk control system across the Group, improved “non-automobile data mortality table ” system with regard to property and casualty insurance, and improved non-automobile insurance risk pricing capabilities; with regard to the life insurance, the Group created a total of 354 online risk monitoring indicators, which effectively prevented risks.Furthermore, the Group strengthened the availability of AI data and the construction of the Sunshine Zhengyan big model, which has been further applied in customer service, intelligent claims settlement, smart office and other scenarios. Customer service robots provided customers with services such as policy search, automobile insurance claims reporting, and life insurance follow-ups, achieving a customer satisfaction rate of 90.2% on non-human service. The usage rate of the document classification and visual injury identification functions for smart claims in personal injury assessments within property insurance exceeded 80%, with a document classification accuracy rate of 95.6%. The Sunshine Office GPT has been used a total of 1.02 million times, covering 84% of employees.The “Caring Sunshine” strategy further advanced and customer-centric mindset has been effectively implemented“All for customers” is the business value upheld by Sunshine Insurance, and it is also the starting point of creating the “Caring Sunshine” strategy. In order to further promote the “Caring Sunshine” strategy, in the first half of 2024, Sunshine Life continued to promote the “Matrix Plan” with focus on the “three/five/seven ” product system, and to enrich the connotation of the “three/five/seven ” product system, continuously meeting the needs for insurance products in customers’ different life stages. In terms of health protection, the Group launched the exclusive term critical illness insurance for children, the high-end accident medical insurance for children and the maternal and child medical insurance to meet the health protection needs of specific groups of customers’ families and further expand the coverage of customers. In terms of aged care and wealth inheritance, the Group accelerated the layout of participating insurance products to meet customers’ differentiated savings needs. In terms of products supported by national policy, the Group enriched the supply of products such as tax-advantaged health insurance and personal pension, and promoted the policy-oriented commercial insurance to benefit more customers.Furthermore, Sunshine Life continued to strengthen the construction of “Caring Sunshine” service system. The Group improved the service design capability from the customers’ perspective, and met the core service needs of customers. Meanwhile, in terms of service management, the Group continuously improved the efficiency of customer service, for example, promoting the service mechanism of “listening to customers”, expanded and upgraded the “customer experience officer” team, and continuously improved the capability to provide straight-through services to customers.Sunshine P&C continues to deepen the research on customer needs, and is committed to establishing a convenient customer service system and practicing the service motto of “making services the reason for customers to choose Sunshine”. In terms of individual customers, the Group continued to deepen the customer-segmented differentiated business management system and continuously provided customers with a richer differentiated product portfolio and personalized service experience to further enhance customer stickiness. In the first half of 2024, the renewal rate of personal vehicle insurance customers was 64.2%, representing continuous year-on-year increase. The proportion of non-automobile insurance products purchased by individual auto insurance customers reached 55.5%, representing a year-on-year increase of 7.6 percentage points. In terms of group customers, the Group continued to promote the implementation of the “Partnership Action” risk management service. In the first half of 2024, the Group provided technology-based loss mitigation and professional risk consulting services to 8,595 corporate customers and upgraded and created a full-scale risk management service model of “insurance + technology + service” to assist customers in improving their capabilities of risk management.Actively practiced sustainable development and fully supported real economy and green transformationActively pursuing sustainable development and earnestly fulfilling social responsibilities are the core values of an enterprise and the key to its long-term development. In the first half of 2024, the Group took an active part in serving national strategies, continuously enhanced its support for the real economy in quality and efficiency, provided a total of RMB50.4 trillion of risk protection for the real economy, and offered more than RMB420 billion of financial support. Particularly, the Group provided risk protection of nearly RMB220 billion to approximately 18,000 micro and small enterprises; the Group offered agriculture risk protection of RMB35.3 billion, paid out claims of RMB150 million and benefited approximately 44,000 rural households; the Group provided risk protection of RMB60.2 billion for 331 “Belt and Road” projects, involving 67 countries in “Belt and Road” construction; the Group provided risk protection of approximately RMB32.6 billion for 406 sci-tech enterprises.In the meanwhile, the Group was contributing to the green transformation and the realisation of harmonious coexistence, and continued to enrich its green insurance product and service system. In the first half of 2024, the Group provided nearly RMB8 trillion of green insurance protection for 1.22 million enterprises and individuals and offered claims support of approximately RMB2.3 billion. The Group actively responded to climate change to enhance its climate resistance. At the same time, the Group continuously improved its sustainable investment framework and policies. As of the end of June 2024, the balance of sustainable investments nearly reached RMB55 billion, of which green investment exceeded RMB19 billion.In addition, the Group actively fulfilled its social responsibilities and participated in public the welfare. The Group gave full play to the advantages of the main business of insurance and medical resources, and actively organized and participated in various public the welfare activities in the fields of helping the student and helping the elderly. As of the end of June 2024, Sunshine Insurance built 74 “BoAi” schools in 24 provinces across the country and trained a total of 20,397 rural doctors through the “Plan to Promote Competence of 10,000 Rural Doctors”. The Group sincerely cared for employees and their families, with an accumulated amount of RMB540 million parent-supporting subsidies granted to a total of 44,182 employees.With its strong comprehensive strength and positive development momentum, on 16 August, Hang Seng Indexes Company announced its latest quarterly review results, and the Group was successfully included in the HSMSI. This change will be implemented after the market close on 6 September, 2024, and will take effect on 9 September, 2024. According to a research report by CICC, Sunshine Insurance Group is expected to be included in the Hong Kong Stock Connect due to its adherence to high standards and outstanding operating performance.Being included in the HSCI marks a significant milestone. On one hand, it represents market recognition of Sunshine Insurance’s performance and development potential, helping to enhance the Group’s visibility in the capital markets and insurance sector. On the other hand, based on its solid fundamentals, it will attract more investors to increase their allocation to the Group’s stock, thereby improving trading liquidity.In the second half of 2024, China will further deepen the reform through focusing on promoting a Chinese path to modernization and thoroughly explore domestic demand potential. Therefore, the economy is expected to show a sustained recovery and positive trend. In the long run, the general trend of long-term positive development of China’s economy has not changed, and the insurance industry is ushering in historic opportunities for high-quality development and will play an irreplaceable and important role.Looking ahead, the Group will adhere to its founding aspiration of “establishing a respected century-old enterprise” and maintain its focus on core business areas. The Group steadfastly promote the “New Sunshine Strategy”, align with national policy directions and industry development trends, and actively make efforts on the five aspects including scientific and technological finance, green finance, inclusive finance, elderly care finance and digital finance. By precisely serving national strategies, supporting the real economy, and ensuring social the well-being, the Group will efficiently leverage its professional insurance advantages. It will continuously enhance Sunshine’s core competitiveness, advance high-quality development, and achieve high-value growth, injecting wisdom and vitality into the creation of a grand blueprint for a strong financial nation and the high-quality development of the financial industry.— End —About Sunshine Insurance Group Company LimitedSunshine Insurance Group Company Limited is a fast-growing private insurance service group in China. Since its establishment, the Group has prioritized value creation as its core business, dedicated to providing clients with professional risk protection and comprehensive service solutions. The Group carries out life and health insurance business through Sunshine Life, property and casualty insurance business through Sunshine P&C, and manages insurance funds through Sunshine AMC. As of 30 June 2024, the Group has been ranked among the top 500 Chinese enterprises by the China Enterprise Confederation for 13 consecutive years, entitled as one of the “Top 500 Valuable Brands in China” by the World Brand Lab for 13 consecutive years, and is also one of the five insurance companies in China that have been recognized as the well-known trademark in China and selected by Brand Finance as one of “Top 100 Most Valuable Insurance Brands”. Copyright 2024 ACN Newswire via SeaPRwire.com.

香港, 2024年8月28日 - (亞太商訊 via SeaPRwire.com) — 中國環保行業龍頭中國光大環境（集團）有限公司（257.HK）（下稱「光大環境」或「公司」）日前發佈2024年度上半年業績（含附屬公司），公司繼續圍繞固廢、泛水和清潔能源三大領域，堅定實施「固本拓新」策略，進一步落實「輕重並舉」多元業務佈局，積極強化產業鏈延伸和協同業務發展，市場拓展突破連連，行業地位穩固。截至2024年6月30日，業務分佈已拓展至國內26個省（市）、自治區及特別行政區，海外市場佈局德國、波蘭、越南和毛里求斯；投資落實的環保項目共600個，總投資額約人民幣1,623億元；新承接的輕資產項目和服務亦持續涵蓋環境修復、垃圾分類、設計諮詢、設備供貨、技術服務等眾多領域。服務國家戰略，新增規模成績亮眼2024年上半年，光大環境積極響應國家政策，落實多個投資項目及輕資產服務，堅持深耕並持續鞏固於長江經濟帶、黃河流域、粵港澳大灣區等重大國家戰略區域的業務佈局，一系列深度融入國家戰略的環保項目成功落地，不僅有助提升公司在國家戰略區域的環境服務能力，更為區域經濟的綠色轉型貢獻重要力量。業績公告顯示，2024年上半年，光大環境共落實8個投資項目，新增投資額約人民幣16.11億元，涉及污水處理、生物質綜合利用、零碳園區建設、儲能等領域；新增主要設計處理／供應規模包括市政污水處理規模20萬立方米／日、生物質原材料7萬噸／年、供熱供汽26萬噸／年、光伏發電及儲能裝機容量39.66兆瓦。堅定固本拓新，輕重業務更加平衡光大環境於上半年持續聚焦傳統業務與新興業務兩大賽道，推動輕重資產業務協同發展。投資業務方面，光大環境佈局新的地級市市場，旗下環保水務板塊取得河南安陽市政污水處理中心一期工程項目，綠色環保板塊投運了首個具有里程碑意義的智慧儲能項目——廣東廣州廣報經營分佈式儲能系統項目。輕資產業務方面，集團依託在工程建設、運營管理、技術工藝等方面的豐富經驗，新承接各類輕資產業務，新增合同金額約人民幣3.92億元。旗下各業務板塊的輕資產業務拓展進展良好，新增業務涵蓋環境修復、技術諮詢、工程諮詢、設備供貨等。其中，常州廢棄鋰電池回收與再利用項目成為江蘇省首個電池回收全產業鏈示範項目。穩步推進新業務，多項目簽約落地上半年，光大環境持續發力新業務領域，並取得穩步進展。公司依託現有零碳園區項目的相關業務經驗，新簽署3個零碳園區建設項目，包括江蘇常州鐘樓經濟開發區零碳智慧園區建設運營項目及江蘇漣水經濟開發區零碳園區（臨港）項目，助力「零碳園區+虛擬電廠+電力交易」發展模式的進一步探索。此外，廣東廣州廣報經營分佈式儲能系統項目，標誌著光大環境首個儲能項目正式落地；公司還在安徽蕭縣成功落實其首個生物質氣化項目，增加生物質綜合利用的渠道，進一步拓寬生物質綜合利用業務的業務範疇。積極「走出去」，審慎拓展海外業務版圖光大環境在深耕國內市場的同時，積極踐行「走出去」戰略，放眼全球，拓展海外業務。公司緊抓「一帶一路」沿線國家市場機會，成功在馬來西亞、印度等地斬獲多個設備供貨類輕資產業務。今年以來，公司受邀出席越南總理與在越中資企業的座談會、接待斐濟總理前往公司旗下杭州垃圾發電項目參觀交流、出席2024年澳門國際環保合作發展論壇及展覽等，均顯示出公司積極參與海外市場行業交流、尋求合作的積極態度與切實行動。光大環境相信，中國市場仍存在相當大的增長空間。管理層表示，環保行業持續從注重規模轉向追求效率和高質量發展，公司未來將繼續服務國家戰略，順應行業趨勢，更加注重高質量發展，在深挖傳統市場增量與潛力的同時，加快新業務發展轉型與推廣，並會密切留意海外拓展和併購機會。 Copyright 2024 亞太商訊 via SeaPRwire.com.

香港, 2024年8月28日 - (亞太商訊 via SeaPRwire.com) — 繼8月20日國美系上市公司「國美金融科技」（00628.HK）發佈盈利預喜公告，宣佈業績大漲之後，8月28日，國美金融科技再發2則公告，宣佈展開若干新業務線的收購，並計劃將上市公司名稱更名為「通通AI社交集團」。接連大招表明，國美金融科技正式向綜合互聯網平台業務進行戰略升級，國美在互聯網新興產業領域正式落下關鍵一子。何為「通通」？國美系正迎全新數字生態上市公司新稱「通通」，顧名思義能領悟到國美正在打造一個互聯互通的多維互聯網平台。當下，具備萬億級別市場空間的元宇宙、人工智能等相關技術及領域正持續賦能數字經濟大背景下的Web3.0時代，推動著互聯網新業態、新技術、新平台的升級變革。在瞬息萬變的商業環境下，國美金融科技從金融服務業戰略升級擁抱互聯網、AI產業，有望迎來巨大的發展空間和商業機會。隨著「通通AI社交集團」登場，國美在互聯網新興產業領域的相關佈局正式步入公眾視野。據悉，本次擬關聯交易標的集團公司立衡公司旗下擁有多款互聯網社交平台產品，該系列產品已陸續進入測試階段，有望在春節前正式上線，目前公司正在充分徵集各方意見並對產品性能作持續改進。與市面上主流互聯網社交平台不同，「通通」的創新之處，在於該平台不僅是基於興趣出發產生社交場景，而是以AI技術驅動社交工具並產生新的玩法，從而衍生出豐富的交易場景，通過「社交+商業」的商業模式，產生更多的交易機會，並讓交易更方便。這一全新的社交模式，將會為用戶和企業打造一個集新社交、新場景、新玩法於一體的數字生活新主場，促進社會新的繁榮。作為國美系在數字經濟時代的一次重要佈局，在國美原有的線上線下場景、金融科技技術、傳統用戶等資源能力基礎的綜合賦能下，「通通」如果打破傳統互聯網生態的界限，做到場景互通、流量互通和價值互通，在Web3.0所驅動下的數字未來生活中打通社交與商業的鏈接，這一創新模式，將打造一個屬於國美系的全新數字生態。互聯網新興領域投資初獲捷報，新收購業務助力業績盈喜如今國美金融科技正式宣佈收購，公司名稱同步計劃從「國美金融科技」變身「通通AI社交」，均彰顯了國美對旗下潛心孵化的業務進行整合的力度和決心。事實上，國美金融科技邁向互聯網新興領域的多元化投資及戰略升級佈局已拉開序幕並初獲成效。此前，國美金融科技宣佈收購手機遊戲開發及發行公司CashBox集團，並在項目發佈會上表示，對CashBox的收購旨在積極探索多元化投資發展路徑，提升公司投資收益水平，助力公司實施新型戰略發展。截至目前，國美金融科技市值相較於去年10月份宣佈收購業務前幾近翻倍。誠然，市值上漲並非上市公司的「表象」。據公開文件顯示，CashBox 2023年業績達到2.3億元，較2022年增長了300%，該成績超過了國美金融科技在收購前全年業績水平的3倍之多。2024年8月20日，國美金融科技發佈正面盈利預告，2024年上半年公司業績繼續大漲。值得注意的是，國美金融科技2024年6月21日剛完成發行新股並合併CashBox的財務數字。截止6月30日，完成收購CashBox才短短數日，CashBox的經營業績尚未體現在上半年業績數據中。下半年，隨著CashBox的經營業績數據完整併入上市公司，全年業績的提升幅度將頗具想象空間。CashBox的成功背後，或是遊戲行業旺盛發展態勢的現象之一。近日遊戲行業另一重磅信息，即8月20日國產遊戲大作《黑神話：悟空》正式發售，一經上線便強勢登頂各大熱搜平台榜首。當日，該遊戲的巨大熱潮同樣破圈「引爆」資本市場遊戲、傳媒板塊等相關概念股，正在掀起行業又一輪的科技熱浪。此番利好事項不斷，對正在積極尋求新型戰略發展的國美而言，無異於一針強心劑。「通通」明牌，揭幕國美戰略新未來隨著「通通」正式面世，一場關於未來社交與商業融合的變革已經悄然拉開序幕，國美戰略升級大局中的更多細節將逐步明晰。從宣佈收購CashBox並實現互聯網戰略升級的「首戰」告捷，到本次國美金融科技的連番戰略併購動作，以及上市公司名稱的更改，皆映射著國美對時代和行業機會把握的縮影，其背後的專業團隊積極求變打造創新性生態產品以擁抱未來新興產業賽道的決心可見一斑。穿越傳統商業模式勇敢邁向第三代互聯網的時代浪潮，國美走的每一步都彰顯著其力求戰略新發展的雄心壯志。隨著公司及其控股股東在互聯網金融領域積累的豐富技術、品牌聲譽和供應鏈優勢，國美實現圍繞「社交+商業」生態的綜合互聯網平台業務的戰略升級這一目標已然計日程功。國美金融科技此番動作能否帶來更多產品、業務上的亮點，瞄准互聯網新興領域的國美是否能夠在綜合互聯網平台業務上搶佔一席之地，其想象空間之廣闊仍值得期待。 Copyright 2024 亞太商訊 via SeaPRwire.com.

香港, 2024年8月28日 - (亞太商訊 via SeaPRwire.com) — 香港澳門）粵港澳大灣區傑出青年企業家評選活動頒獎典禮於8月27日圓滿舉行，中聯辦領導，全國政協常委、粵港澳大灣區企業家聯盟主席蔡冠深博士，以及澳門特區政府、廣東省政府領導等，分別在兩地會場主禮、致辭及頒獎。駿碼半導體材料有限公司（連同其附屬公司簡稱「駿碼半導體」，股份代號：8490.HK）執行董事兼執行主席周博軒博士榮獲「粵港澳大灣區傑出青年企業家」殊榮，以持之以恒地奮鬥經歷和成績啟發激勵更多青年人，關注半導體產業和科技發展，主動投身技術創新，為社會創造貢獻和價值。粵港澳大灣區企業家聯盟為青年搭建創新創業、拼搏築夢的舞臺。 粵港澳大灣區傑出青年企業家委員會於2022年10月在香港成立，匯聚了壹批有誌於建設灣區的青年才俊，致力於加強灣區與世界的交流，打造資源對接、開放共享、並肩前行的平臺。駿碼半導體作爲致力於半導體封裝材料研發、製造和銷售爲壹體的科技型公司，由周博軒博士及父親周振基教授於2006年共同創辦，並於2018年成功在香港創業板上市。憑藉周博士豐富的行業經驗和高效領導，駿碼半導體始終堅持自主創新，關注客戶和市場需求，把握技術走向，成功開發出品質穩定、性能優良的國産材料，覆蓋精密鍵合綫、高分子灌裝膠和芯片粘結材料等多類産品，爲半導體封裝客戶提供有競爭力的産品選擇和創新解決方案。現已成為香港最大的鍵合綫製造商、國內市場排名第二的國產鍵合線供應商，LED顯示專用環氧樹脂材料市占率第壹的國産品牌廠商。周博士表示，「粵港澳大灣區傑出青年企業家委員會所頒發的獎項不僅是對我個人的嘉獎，更是對駿碼半導體整個團隊的肯定，因爲大家的努力和支持，公司在半導體應用的先進材料領域取得了長足的進步和成績。我會繼續帶領團隊在新材料市場開拓創新，推進與香港技術研發機構開展更多交流合作，持續提升客戶的服務能力和品牌競爭力。」關於駿碼半導體材料有限公司駿碼半導體材料有限公司（「駿碼半導體」）是國內半導體封裝材料行業龍頭企業之壹，由周振基教授及周博軒博士於2006年共同創立，總部位於香港科學園區，研發及製造中心設在廣東汕頭，業務多點分佈大灣區及華東地區。駿碼半導體是壹家專業從事研發、製造及銷售高精密鍵合綫、灌封材料、粘結材料等半導體封裝專用物料的高新材料提供方。 Copyright 2024 亞太商訊 via SeaPRwire.com.

2024年中期業績摘要：- 實現總保費收入人民幣764.6億元，同比增長12.8%；- 實現保險服務收入人民幣314.9億元，同比增長4.4%；- 歸屬母公司股東的淨利潤人民幣31.4億元，同比增長8.6%；- 內含價值為人民幣1,126.4億元，較上年末增長8.2%；- 年化綜合投資收益率7.2%，年化總投資收益率3.6%；- 截至2024年6月末，有效客戶數約3,078.4萬。香港, 2024年8月28日 - (亞太商訊 via SeaPRwire.com) — 陽光保險集團股份有限公司（「陽光保險」或「公司」，及其附屬公司統稱「集團」；股份代號：6963.HK）宣佈公司及其附屬公司（「集團」）截至2024年6月30日止六個月之未經審計中期業績。2024年上半年，中國國民經濟運行總體平穩，穩中有進，新動能加快成長，高品質發展取得新進展。保險行業作為經濟體系的重要組成部分，展現出積極的發展趨勢，供需推動市場規模日益增長。作為本世紀成立的205家內地保險企業中唯一上市的傳統險企，集團積極搶抓經濟向好與保險需求日益增長的發展機遇，推進各項業務穩健增長，價值創造能力持續加強，繼續保持良好的發展態勢。報告期內，集團實現總保費收入人民幣764.6億元，同比增長12.8%。實現保險服務收入人民幣314.9億元，同比增長4.4%。歸屬於母公司股東的淨利潤人民幣31.4億元，同比增長8.6%。內含價值為人民幣1,126.4億元，較上年末增長8.2%。年化總投資收益率3.6%，年化綜合投資收益率7.2%。2024年6月末，集團有效客戶數約3,078.4萬。核心主業進一步穩固加強 價值創造能力躍升2024年上半年，集團堅定走高質量發展、高價值成長的發展道路，持續推進以「科技陽光」「價值陽光」「知心陽光」為核心的「新陽光戰略」，通過模式創新打造陽光特有的核心競爭力，經營業績穩步增長，價值創造能力躍升，保險主業核心能力進一步穩固加強，整體市場競爭力有效提升。壽險業務方面，陽光人壽堅定價值發展，紮實推進「新陽光」戰略落地實施，多元渠道發展優勢持續夯實，隊伍轉型發展初步見效，同時，強化資產負債聯動，升級優化產品與服務體系，經營呈現「穩中向好」「穩中提質」的良好態勢。報告期內，壽險總保費收入517.6億元，同比增長12.9%；新業務價值37.5億元，同比增長39.9%；個險渠道實現總保費收入136.9億元，同比增長25.5%，其中新單期繳保費收入人民幣35.8億元，同比增長18.5%；職域營銷新單期繳保費收入同比增長42.7%。多元渠道協同發展，整體價值快速增長，有效人力企穩回升、產能持續提升。財險業務方面，陽光財險堅持「好中求進」發展理念，紮實推進「新陽光」戰略落地實施，高質量發展基礎持續夯實。報告期內，陽光財險業績穩健增長，業務結構持續優化，業務品質保持良好，實現原保險保費收入246.5億元，同比增長12.4%；非車險保費佔比46.1%，同比提升4.8個百分點；家用車保費在車險中佔比62.4%，同比提升1.5個百分點。承保綜合成本率99.1%，實現承保利潤2.0億元。資產管理領域，集團秉持長期價值投資理念，持續優化資產負債管理體系，始終保持清晰的戰略定力，發揮全品種投資資質及多元化投資能力優勢，同時不斷提升投研能力，在嚴格管控投資風險的前提下，科學靈活地進行戰術資產配置，為保險資金創造長期、穩定、可持續的投資業績。報告期內，集團投資業績保持穩定，實現總投資收益83.3億元，同比增長8.2%；年化總投資收益率3.6%，年化綜合投資收益率7.2%。數字化轉型持續深化 不斷提升客戶體驗與運營效率科技是推動金融行業發展的關鍵力量，也是推動經濟發展的重要動力源泉。報告期內，集團以提升客戶體驗、提高運營效率和管理水平為目標，發力「人工智能+」，重點領域AI應用取得突破，數字化轉型持續深化。在銷售支持方面，優化升級產壽險銷售管理平台，財險打通主要非車產品從詢價到出單的全線上化閉環流程，完善營銷活動數字化閉環，賦能銷售人產人效雙提升。壽險「懂你保險」協助代理人為客戶提供保障規劃與產品推薦。在客戶服務方面，持續建設客戶線上化服務平台，財險增值服務線上化率96.3%；壽險保全服務線上化率96.4%。在管理賦能方面，打造全集團智能風控系統，財險完善「非車數據生命表」體系，提升非車險風險定價能力；壽險累計構建354項風險線上監測指標，有效防範風險。此外，集團還強化AI可用數據和陽光正言大模型智能體建設，在客戶服務、智能理賠、智慧辦公等場景深化應用。客服機器人為客戶提供保單查詢、車險報案、壽險回訪等服務，無人工服務的客戶滿意度90.2%。財險智能理賠人傷定損的單證分類與外表傷情識別功能使用率超過80%，單證分類準確率達95.6%。陽光辦公GPT累計使用102萬次，覆蓋84%的員工。「知心陽光」戰略深入推進，客戶思想有效落地「一切為了客戶」是陽光保險秉持的經營價值觀，也是打造「知心陽光」戰略的源點。為深入推進「知心陽光」戰略，2024年上半年，陽光人壽以「三╱五╱七」產品體系為抓手，持續推進「縱橫計劃」，不斷豐富「三╱五╱七」產品體系內涵，持續滿足客戶不同生命週期的保險產品需求。包括健康保障方面，推出少兒專屬定期重疾險、少兒高端意外醫療、母嬰醫療險，滿足客戶家庭特定人群的健康保障需求，進一步擴大客戶覆蓋範圍；養老、財富傳承方面，加快分紅險產品佈局，滿足客戶差異化儲蓄需求；國家政策支持產品方面，豐富稅優健康險、個人養老金等產品供給，推動政策性商業保險惠及更多客戶。另外，陽光人壽持續強化「知心陽光」服務體系建設，以客戶視角提升服務設計能力，滿足客戶核心服務需求。同时在服務管理方面，不斷提升客戶服務效率，如推進「聆聽客戶」的服務機制，擴容升級「客戶體驗官」隊伍，持續提升直通客戶的服務能力。陽光財險持續深化客戶需求洞察研究，致力於建立便捷的客戶服務體系，踐行「讓我們的服務成為客戶選擇陽光的理由」的服務格言。個人客戶方面，持續深化分客群差異化經營體系，不斷為客戶提供更加豐富的差異化產品組合和個性化服務體驗，進一步增強客戶黏性。2024年上半年家用車續保率64.2%，同比持續提升，個人車險客戶非車險產品購買比例達到55.5%，同比提升7.6個百分點。團體客戶方面，持續推進「夥伴行動」風險管理服務落地，2024年上半年，累計為8,595個企業客戶提供科技減損和專業風險諮詢服務，同時升級打造「保險+科技+服務」的全量風險管理服務模式，幫助客戶完善風險管理能力。積極踐行可持續發展 全面助力實體經濟及綠色轉型積極踐行可持續發展，切實履行社會責任，是企業的核心價值和長遠發展的關鍵。2024年上半年，集團積極服務國家戰略，不斷提升支持實體經濟的質效，為實體經濟提供風險保障50.4萬億元，提供資金支持逾4,200億元。其中，為約1.8萬家小微企業提供風險保障近2,200億元；提供農業風險保障353億元，支付理賠款1.5億元，惠及約4.4萬農戶；為331個「一帶一路」項目提供風險保障602億元，涉及67個「一帶一路」共建國家；為406家科創類企業提供風險保障約326億元。同時，集團全面助力綠色轉型，實現和諧共生，持續豐富綠色保險產品服務體系，2024年上半年為122萬次企業及個人提供綠色保險保障近8萬億元，提供賠款支持約23億元。積極應對氣候變化，增強自身氣候抵禦力。同時持續完善可持續投資框架與政策，截至2024年6月末，可持續投資餘額近550億元，其中綠色投資超190億元。此外，集團履行社會責任，積極投身公益，充分發揮保險主業、醫療資源優勢作用，積極組織參與助學、助老等各類公益活動。截至2024年6月末，在全國24個省份累計援建74所博愛學校；「萬名村醫能力提升計劃」累計培訓鄉村醫生20,397人次；真誠關愛員工及其家人，累計為44,182名員工發放父母贍養津貼5.4億元。憑藉強勁的綜合實力與良好的發展勢頭，8月16日，恒指公司公佈最新季檢結果，集團成功獲納入恒生綜合小型股指數，變動將於2024年9月6日收市後實施並於2024年9月9日起生效。中金公司的研究報告指出，憑藉一系列的標準和卓越的運營表現，陽光保險集團有望被納入港股通。此次被納入恒生綜合指數是一個重要的里程碑，一方面代表了市場對陽光保險業績和發展潛力的認可，有助於提高集團在資本市場和保險領域的知名度。另一方面，基於良好的基本面，將吸引更多的投資者增加對集團股票的配置需求，從而提高交易流動性。2024年下半年，國家將圍繞推進中國式現代化進一步全面深化改革，深入挖掘內需潛力，經濟有望呈現持續回升向好態勢。從長期看，中國經濟長期向好的基本趨勢沒有改變，保險業正迎來高質量發展的歷史性機遇，並將發揮不可替代的重要作用。展望未來，集團將堅守“創立一家受人尊重的百年企業”的創業初心與主業定力，堅定推進「新陽光戰略」，圍繞國家政策導向和行業發展趨勢，積極做好金融「五篇大文章」，在精準服務國家戰略、支援實體經濟、保障社會民生中高效發揮保險專業優勢，不斷提升陽光的核心競爭力，持續推進高質量發展、高價值成長，為金融強國宏偉藍圖的繪製以及金融行業的高質量發展注入智慧與活力。 —完—關於陽光保險集團股份有限公司陽光保險集團股份有限公司是中國一家快速成長的民營保險服務集團。自成立以來，集團以價值創造為主線，致力於為客戶提供專業的風險保障及綜合服務解決方案。集團通過陽光人壽經營壽險和健康險業務，通過陽光財險經營財產險業務，並通過陽光資管對保險資金進行運用管理。截至2024年6月30日，集團已連續13年蟬聯中國企業聯合會發佈的中國企業500強，連續13年被世界品牌實驗室評選為「中國500最具價值品牌」，並成為了我國既獲得國內馳名商標認定同時又入選國際知名評級機構Brand Finance「全球保險品牌價值百強」榜單的五家保險企業之一。 Copyright 2024 亞太商訊 via SeaPRwire.com.